ACA Health Plans

Comprehensive health insurance that meets Affordable Care Act requirements with essential benefits and preventive care coverage.

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Essential Health Benefits

All ACA plans include these 10 essential health benefits.

Preventive Care

Annual checkups, screenings, and immunizations at no cost to you.

Emergency Services

Coverage for emergency room visits and urgent care.

Prescription Drugs

Coverage for prescription medications with formulary options.

Maternity Care

Pregnancy, childbirth, and newborn care coverage included.

Mental Health

Mental health and substance abuse treatment services.

Chronic Disease

Management and treatment for ongoing health conditions.

Choose Your Metal Tier

Plans are categorized by how much they pay for covered services.

Bronze
Plan pays 60%
  • • Lowest monthly premium
  • • Higher deductible
  • • Good for healthy individuals
  • • Catastrophic protection
Silver
Plan pays 70%
  • • Moderate monthly premium
  • • Moderate deductible
  • • Most popular choice
  • • Cost-sharing reductions available
Gold
Plan pays 80%
  • • Higher monthly premium
  • • Lower deductible
  • • Good for regular care needs
  • • Predictable costs
Platinum
Plan pays 90%
  • • Highest monthly premium
  • • Lowest deductible
  • • Maximum coverage
  • • Best for frequent care

ACA Health Plan FAQ

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