All4One Insurance

Privacy Policy & Terms & Conditions

Effective Date: June 8, 2025

1. Introduction

Welcome to All4One Insurance. By using our website, signing up for communications (including SMS), requesting quotes, or purchasing services, you agree to these Terms & Conditions and our Privacy Policy.

2. Information We Collect

• Personal Data: Name, email, phone number, mailing and billing address, insurance information.
• Usage Data: IP address, browser/device type, cookies, SMS log (date/time).

This information is collected via forms, SMS opt-in, and website usage.

3. How We Use Your Data

• To provide quotes, policies, and customer support.
• To send alerts, reminders, or marketing messages (with opt-in).
• To improve site performance and user experience.
• To comply with legal obligations.

4. SMS Messaging & 10DLC Compliance

4.1 Opt-In & Consent
By providing your mobile number or checking the opt-in box, you consent to receive SMS messages from All4One Insurance — transactional (e.g., reminders) and marketing. Message frequency varies. Message and data rates may apply.

4.2 Opt-Out
You can stop SMS at any time by replying “STOP.” We will confirm cancellation and cease messages within 24 hours. You may reply “HELP” to contact support (standard message/data rates apply).

4.3 Compliance
All4One adheres to TCPA, CTIA, and A2P 10DLC standards. We do not share mobile contact info with third parties or affiliates for marketing — only with our SMS provider to deliver messages.

5. No Sharing of Personal Data

We do not sell, trade, or share your personal information to third parties or affiliates for marketing. Data may be shared with essential service providers (e.g., SMS vendors) only to facilitate requests and services.

6. Data Security & Retention

We use industry standard security (encryption, access controls) to protect your data. Personal information is retained only while necessary for services, legal compliance, or as required by law. You may request deletion at any time.

7. Your Rights

• Access the data we hold about you.
• Correct or update inaccuracies.
• Request deletion or stop communications (including SMS).

To exercise these rights, please contact us using the information below.

8. Website Terms & Conditions

• Use License: You may use this site for lawful, personal use.
• Prohibited Uses: No misuse, hacking, or any harmful behavior.
• Disclaimer of Warranty: We provide services "as is" without warranties.
• Limitation of Liability: We are not liable for indirect damages.
• Governing Law: Florida state law governs these terms.
• Changes: We may update this policy or terms at any time. Updates are effective immediately upon posting.

9. Contact Us

All4One Insurance
Email: [email protected]
Phone: (954) 900‑9213